Explore our Loan options
LONG TERM RENTAL LOANS
Dynamic Funding remains committed to your future with our Long-Term Rental Loan Program. This program offers 30-year
MULTI-FAMILY LOANS
Dynamic Funding offers short-term bridge financing, fix-and-flip loans, and long-term rental loans for 5+ unit properties. Our
FIX & FLIP LOANS
Dynamic's ARV Loan Program offers financing for up to 90% of the purchase price + 100% of
NEW CONSTRUCTION LOANS
Dynamic Funding is able to provide financing to cover all of your ground-up construction needs. This program
INVESTOR RENTAL PORTFOLIO LOANS
Dynamic Funding provides investors with the financing to build long term wealth with our Investor Rental Portfolio
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LONG TERM RENTAL LOANS
Dynamic Funding remains committed to your future with our Long-Term Rental Loan Program. This program offers 30-year
02
MULTI-FAMILY LOANS
Dynamic Funding offers short-term bridge financing, fix-and-flip loans, and long-term rental loans for 5+ unit properties. Our
03
FIX & FLIP LOANS
Dynamic’s ARV Loan Program offers financing for up to 90% of the purchase price + 100%of
04
NEW CONSTRUCTION LOANS
Dynamic Funding is able to provide financing to cover all of your ground-up construction needs. This program
05
INVESTOR RENTAL PORTFOLIO LOANS
Dynamic Funding provides investors with the financing to build long term wealth with our Investor Rental Portfolio
06
CUSTOM LOANS
Talk to us today about your custom project
4 steps
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Submit your application with basic details about your project and funding needs.
02
Receive a fast pre-approval based on your qualifications and project details.
03
Work with our team to finalize loan terms tailored to your goals.
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Quickly access the funding you need to move your project forward.
Dynamic Funding requires basic documentation to underwrite the borrower and the property. This includes an application; authorization to run a credit report and background check; copies of bank statements (proof of funds); property appraisal; copies of leases, if appropriate; renovation estimates; and documentation on the business entity.
Dynamic's bridge loans and After-Repair Value loan program have a minimum FICO requirement of 620. The Long-Term Rental loan program has a minimum FICO of 680. The New Construction loan program has a minimum FICO of 650. With all loans at Dynamic Funding, the borrower’s credit score is taken into consideration when underwriting the loan. Dynamic Funding reviews the individual’s history to determine if there is a repeating pattern of poor financial management or if an isolated incident affected the individual’s credit. We also look at the borrower’s credit in terms of the exit strategy. If the borrower intends to buy and hold rather than fix and flip the property, we will pay closer attention to FICO scores.
A bridge loan is typically interim alternative financing used by a business until more conventional financing is secured. The bridge loan may also be used to cover short-term cash-flow issues.
Hard money loans are a specific type of asset-based loan that is typically secured by real estate. At Dynamic Funding, loans are backed by non-owner-occupied residential real estate or small-balance commercial real estate. In some cases, multiple non-owner occupied properties are cross-collateralized to secure the needed loan amount.
Commercial loans are used for business purposes, rather than individual or personal interests. At Dynamic Funding, we only make commercial loans that are secured by non-owner-occupied residential and commercial real estate.
